Small Business Financial Health Check
A self-assessment for owners: cash flow, margins, reserves, and blind spots.
5 questions · 1 page · about 2 minutes to answer · fully editable after you start
Most owners feel their finances more than they measure them. This self-assessment walks a small business through the vital signs – cash-flow visibility, margin knowledge, reserve months, debt comfort, and bookkeeping currency – and reflects back where the blind spots are before a lender or crisis does.
Advisors and banks: run it as a lead-generating diagnostic; the answers arrive pre-qualified with the exact conversation each owner needs. Owners: answer honestly – the scoring only works on the truth.
Template preview
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Page 1
Your business vitals
This check asks about your cash, margins and money habits. It gives you a quick picture of how your business is doing and where to look first. It takes about 2 minutes.
Q1.How far ahead can you confidently predict your cash position?*
- 3+ months
- About a month
- A week or two
- Honestly, I check the balance and hope
Q2.Do you know your gross margin on your main product or service?*
- Yes, precisely
- Roughly
- No
Q3.If revenue stopped today, how long could you cover costs?
- 6 months or more
- 3 to under 6 months
- 1 to under 3 months
- Less than a month
Q4.How current are these?
| Behind | Nearly current | Up to date | |
|---|---|---|---|
| Bookkeeping | |||
| Invoicing and collections | |||
| Tax filings |
Q5.What financial question keeps you up at night?
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