Business Insurance Risk Profile
Commercial fact-find: operations, premises, people, and the risks that keep owners up.
6 questions · 1 page · about 4 minutes to answer · fully editable after you start
Commercial insurance mis-sells itself when the proposal form misses how the business actually operates. This risk profile collects the underwriting story: what the business does in plain words, premises and stock, employees and public interaction, existing covers, and the owner's own top risk – which frequently reveals exposures no checkbox asked about.
Brokers using it arrive at the market with a submission, not a questionnaire to chase; owners get asked once, properly.
Template preview
This is a picture of every question as a respondent would see it, so nothing on it can be clicked or typed into. Use this template to get your own editable copy.
Opens in the Classic theme, or in your own default theme if you have set one — change it anytime to any of the 4 built-in looks, or build your own on a paid plan.
Page 1
Your business
This form asks what your business does and where. We use your answers to understand your risks and prepare suitable cover. It takes about 4 minutes. If you need help with a specific policy or claim, please contact us directly, as this form may not be read straight away. Please do not include card numbers or passwords.
Q1.Business name and what you actually do, in plain words*
Q2.Premises*
- Owned premises
- Leased premises
- Home-based
- Mobile/on clients' sites
Q3.People*
- Just me
- 2 to 5 employees
- 6 to 25
- More than 25
Q4.Which apply to your operations?
| No | Yes | |
|---|---|---|
| Public visit our premises | ||
| We work at customers' properties | ||
| We hold significant stock/equipment | ||
| We give professional advice |
Q5.The risk that genuinely worries you most?*
Q6.Existing covers and renewal dates (if any)
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